Businesses, families and communities across the globe have been knocked sideways by the staggering effects of the Covid-19 pandemic. For the minority, it has created opportunity but for many, the impact has been catastrophic. We have seen the NHS and support workers soldier on tirelessly to care for the infected, putting themselves in the firing line, neglecting their own health and families for the sake of others. People have lost homes, jobs and loved ones and the vulnerable have become even more so. These are the people who rely on charities and non-profit organisations for support but these organisations are